Privacy Policy

The short version

Candor collects financial information you voluntarily provide to give you an honest assessment of your situation. We don't sell your data. We don't share it with third parties for marketing. We use it only to power your experience in the app.

What we collect

• Account information: Your name and email address when you sign up.
• Financial information: Income, expenses, debt, and savings figures you enter during onboarding. These are self-reported numbers — we never connect to your bank accounts.
• Chat messages: Conversations you have with Candor are stored to provide context in future sessions.
• Usage data: Basic analytics about how you use the app (pages visited, features used). No personal financial data is included in this.

How we use your data

• To generate your Candor Score and financial assessment
• To power the AI chat advisor (your financial profile is included in AI requests)
• To remember your progress between sessions
• To improve the product (aggregated, anonymized insights only)

AI processing

Candor uses OpenAI's GPT-4o to generate financial insights. When you interact with Candor, your financial profile is sent to OpenAI's API to generate responses. OpenAI's data handling is governed by their privacy policy. We do not use your data to train AI models.

Data storage and security

Your data is stored in Supabase, a secure cloud database. We use row-level security to ensure you can only access your own data. All connections are encrypted via HTTPS. We do not store bank account numbers, social security numbers, or any government-issued ID.

Third parties

We use the following third-party services to operate Candor:

• Supabase — database and authentication
• OpenAI — AI-powered financial insights
• Vercel — hosting and deployment

We do not sell your data to advertisers or data brokers. Ever.

Your rights

• Access: You can view all data we have about you in your settings.
• Deletion: You can request deletion of your account and all associated data at any time by emailing us.
• Export: You can request a copy of your data at any time.

Contact

Questions about this policy? Email us at privacy@getcandorapp.com