Radical financial honesty

The financial advisor that actually tells you the truth.

Most financial apps tell you what you want to hear. Candor tells you what you need to hear. Get your honest financial assessment — free.

We learn your actual situation before saying a word. Your income, your debt, your spending — all of it. Then we talk.

Your Candor Score reflects reality. Not a feel-good number. We'll tell you exactly what it means and what to do about it.

Your plan is built around your real numbers, not national averages or generic tips from a blog post.

Join 2,400+ people getting financially honest

“I've used every budgeting app out there. Candor is the first one that made me actually uncomfortable — and that's exactly what I needed.”

Sarah K.

Paid off $8,200 in 6 months

“It told me my 'emergency fund' would last 4 days. Brutal. But now I have 3 months saved.”

Marcus T.

Built a real emergency fund

“No other app has ever looked at my numbers and said 'this is a problem.' Candor did. And then it helped me fix it.”

Priya M.

Went from -$400/mo to +$600/mo

Ready to hear the truth?

Your finances won't fix themselves. But an honest starting point changes everything.